Without Coverage:
Immigration's Impact on The Size and
Growth of The Population Lacking Health Insurance

Table of Contents
Executive
Summary
Findings
Why Study Immigration's Impact on the
Size of the Uninsured Population?
Impact on the Uninsured Already Here
Effect on Taxpayers
Higher Premiums and Costs for Those with
Insurance
Increasing the Risk for the Spread of
Communicable Diseases
Implications for Immigrant and Immigration
Policy
Methods and Data
Definitions and Data
Methods
Policy Implications
Changing Immigration Policy
Changing Legal Immigration
Reducing Illegal Immigration
Increasing Insurance Coverage Among Immigrants
Already in the Country
Conclusion
Why Has the Problem Been Ignored?
A Problem that Cannot Be Ignored
Main Report
Introduction
Trends in Health Insurance
Recent Trends in Immigration
Purpose of Research
What Does it Mean to Be Uninsured?
Why Study Immigration's Impact on the
Size of the Uninsured Population?
Impact on the Uninsured Already Here
Effect on Taxpayers
Higher Premiums and Costs for Those
with Insurance
Increasing the Risk for the Spread
of Communicable Diseases
Implications for Immigrant and Immigration
Policy
Methods and Data
Definitions and Data Sources
Composition of Immigrant Households
Findings
High Percentage of Persons in Immigrant
Households Lack Insurance
Immigrant Households Account for a Large
Share of Uninsured Population
Welfare Reform Is not to Blame
Recent Immigration Accounts for Much of
Growth in the Uninsured Population
Lack of Insurance Remains a Problem Even
After Many Years in the Country
Majority in Immigrant Households Without
Insurance Are Legal Residents
Socio-Demographic Characteristics
Insurance Coverage by Educational
Attainment
Insurance Coverage by Age
Insurance Coverage by Country and
Region of Birth
What Accounts for the Large Differences
Between Immigrant Groups?
Insurance Coverage for Refugees
and Asylees
Insurance Coverage by Race
Income, Poverty Status, Workforce
Status and Employer Size
Insurance Coverage by Income
Insurance Coverage by Poverty Status
Insurance Coverage by Workforce
Status
Insurance Coverage by Employer
Size and Education
Geographic Area
Insurance Coverage by State
Insurance Coverage by Metropolitan
Area
Policy Implications
Changing Immigration Policy
Changing Legal Immigration
Reducing Illegal Immigration
Increasing Insurance Coverage Among Immigrants
Already in the Country
Conclusion
Why Has the Problem Been Ignored?
A Problem that Cannot Be Ignored
End Notes
References
About the Authors
Steven A. Camarota is Director of Research at the Center for Immigration
Studies in Washington, D.C. He holds a master's degree in political science
from the University of Pennsylvania and a Ph.D. in public policy analysis
from the University of Virginia. Dr. Camarota has testified before Congress
and has published widely on the political and economic effects of immigration
on the United States. His articles on the impact of immigration have appeared
in both academic publications and the popular press including Social
Science Quarterly, The Washington Post, The Chicago Tribune, Campaigns
and Elections, and National Review. His most recent works published
by the Center for Immigration Studies are: Reconsidering Immigrant
Entrepreneurship: An Examination of Self-Employment Among Natives and
the Foreign-born, and Importing Poverty: Immigrations Impact
on the Size and Growth of the Poor Population in the United States.
James R. Edwards, Jr., Ph.D., is an adjunct fellow of the Hudson Institute.
Co-author of The Congressional Politics of Immigration Reform (Allyn
& Bacon, 1999), Edwards served five years as a congressional staffer,
including as legislative director to a member of the House immigration
subcommittee. Edwards presently works as an executive with a leading health
care association. His writings have appeared in The New York Times,
the Christian Science Monitor, Investor's Business Daily, the American
Outlook, and other publications.
About the Center
The Center for Immigration Studies, founded in 1985, is a non-profit,
non-partisan research organization in Washington, D.C. which examines
and critiques the impact of immigration on the United States. It provides
a variety of services for policymakers, journalists, and academics, including
an e-mail news service, a monthly Backgrounder series and other publications,
congressional testimony, and public briefings.
Dedication
In memory of Amy Patrick Edwards, beloved wife, devoted mother, caring
nurse, and patriotic American.
This document is available in
pdf format.

July 2000
ISBN 1-881290-03-4
Center for Immigration Studies
1522 K Street, N.W., Suite 820
Washington, DC 20005-1202
Phone (202) 466-8185
FAX (202) 466-8076
center@cis.org
www.cis.org
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